Axis Bank Timings: A Complete Guide

Axis Bank is an Indian bank headquartered in Mumbai, Maharashtra providing financial services to large and mid-size companies, SMEs, and retail businesses. It was formerly known as UTI Bank. It is the third largest private sector bank in India offering the entire spectrum of financial services for personal & corporate banking.

To carry out banking transactions, an account holder must be aware of the Axis Bank Timings which may differ branch-wise.

Axis Bank timings overview:

Axis Bank NEFT Timings

These transactions are processed in branches every day except 2nd & 4th Saturdays and bank holidays. Also, bank account holders can access the NEFT facility with the help of Axis Bank Net banking 24×7. No charges are imposed on the transfer of funds online via the NEFT system.

Axis Bank RTGS Timings

The beneficiary bank has to credit the beneficiary’s account within 30 minutes of receiving the fund’s transfer message. The RTGS service window for online channels is available from 07.00 hours to 17:45 hours on weekdays and working Saturdays.

Axis Bank Lunch Timings

Axis bank has an official lunch time from 01:00 pm to 02:00 pm. But the bank provides its services during this time as well as bank employees go for lunch on a rotational shift basis. 

Axis Bank Phone Banking Timings

An account holder can explore the below-mentioned service via phone banking:

• Aadhaar Seeding
• E-Statement Registration
• Information about Products and Services
•  Information about Account Balance and Transactions
• Information about the status of the Cheque Issued or Deposited
• Information about Deposit Interest Rates
• Information about ATM and Branch locations
• Information/Issues on the usage of ATM’s Internet Banking, or Mobile Banking
• Request for Cheque Book
• Request for Statement by email
• Request for Duplicate Statement
• Regeneration of ATM PIN for Debit Card
• Regeneration of Internet Banking password
• Blocking of Internet Banking User ID
• Hot listing of Cards

Below mentioned are the numbers to have access to Phone Banking Services from anywhere in India from a landline or mobile phone:

• 1-860-419-5555 / 1-860-500-5555 (Charges applicable as per the service provider)
• Customers need to dial +91-22-67987700 to access Phone Banking services from outside India.
• To block credit/debit/prepaid cards, dial the 24-hour Emergency Helpline Number i.e. +91 22 67987700
• Loan Services are available between 8:00 a.m. to 8:00 p.m., Monday to Saturday (excluding national holidays)

IVR services are available 24*7, and credit card & account services are available from 8:00 a.m. to 8:00 p.m.

What is Axis Bank of India UPI Timings?

UPI is an online payment system that a subsidiary of RBI – NPCI manages. Any individual with a bank account can access and use the UPI. There is no time limit or minimum amount requirement to use UPIs for payment. The main advantage of using UPI is that it can be accessed anytime and anywhere, but it’s still advisable to find out Axis Bank, Central Bank, or Indian Bank Timings from the banks to prevent the wastage of time. 

Users can access UPI without sharing their bank account details with a third party or sender/receiver. Once a UPI ID is linked to a customer’s bank account, they can make transactions smoothly. Today’s widely used UPI apps include PayTM, Phone Pe, GPay, Amazon Pay, and BHIM UPI. Typically, there’s no transaction limit on these apps. 

Steps to use Axis Bank UPI App

Below mentioned are some easy steps to use the Axis Bank Application:

• Download the Bhim Axis Pay App (For Android and IOS Users):

Install the app and complete the mobile verification. Create a 6-digit secured passcode and remember it.

• Link the Bank account

Select the bank account from the list of banks available. Bank accounts that are linked with the mobile number verified will be fetched automatically.

• Create UPI ID and set the UPI PIN

UPI ID can be a name or a mobile number. Users must check the availability of the UPI ID and choose one among them accordingly.

Enter the debit card details and set the UPI PIN.

• Start transacting using BHIM Axis Pay

Select the account from which the money has to be sent. Enter the UPI ID of the beneficiary, and the amount to be sent, and then confirm the transaction with the UPI PIN.

Benefits of using BHIM Axis Pay

Below mentioned are the benefits of using BHIM Axis Pay:

• Can link multiple bank accounts using one App.
• Fund settlement on a real-time basis.
• QR Code scan feature facilitates payment for online & offline purchases.
• No need to share or remember sensitive information.
• Available 24 x 7 with a transaction limit up to INR 1 lakh.
• Not binding to use the BHIM Axis pay app of only the bank user has an account.
• Cheapest and easiest way to transact.